12 Things Every New Homeowner Should Do
Closing may mark the end of the home buying process, but it’s also the beginning of homeownership. Together, we can make sure you start on solid ground. Some of the first things you’ll want to address involve the safety, security, and essential systems of your new home. Rather than assuming everything was handled exactly as you would prefer, use these 12 important steps as a practical roadmap for getting settled with confidence.
1. CHANGE THE LOCKS
One of your first priorities should be making sure you control access to your new home. The key you receive at closing may be one of several copies previously given to family members, neighbors, contractors, or others. You can either replace the locks or have the existing ones professionally re-keyed, depending on your needs and budget. If you’d like to update the hardware as well, new entry door lock sets are available in a wide variety of styles and finishes. Many include a deadbolt, and installing a new front door handle may be a manageable project. If you prefer the current hardware, a locksmith can re-key the locks and provide the duplicate keys you need.
It’s also wise to plan ahead for the possibility of being locked out. If you keep a spare key, avoid predictable locations such as:
- Under the doormat
- Above the door
- Under a rock
- In the mailbox or planter
A more secure alternative is a professionally installed lockbox or another controlled-access solution. You might also consider an electronic lockset with features such as keypad entry, biometric access, smart-home integration, or a live camera view. The goal is simple: dependable access for you without compromising your home’s security.
2. TEST & INSPECT SMOKE AND CARBON MONOXIDE DETECTORS
We’ll want to make sure every smoke and carbon monoxide detector is working properly, whether the units are directly wired or battery-operated. Test each one, determine its age, and review the manufacturer’s replacement recommendations. You can also review recommended smoke and carbon monoxide detector placement here.
If replacements are needed, you can explore new smoke detectors or a carbon monoxide detector with appropriate safety and self-testing features. Forbes also provides this helpful Smoke Detector Guide with additional information about selection and installation.
3. FIND THE GAS AND WATER SHUTOFF VALVES
Knowing how to respond to an emergency is part of being prepared. Locate the home’s gas and water shutoff valves now rather than waiting until you need them. Make sure they’re accessible and that you have the proper wrench nearby if one is required. Once you’ve identified the lines, tags can help clearly identify gas and water pipes along with any instructions you may need later.
4. REVIEW THE CIRCUIT BREAKER PANEL
Locate the circuit breaker panel and make sure you understand how it’s organized. Clear descriptive labels identifying each circuit can make resetting a tripped breaker much easier. If the panel isn’t labeled properly, having it accurately identified now can save considerable frustration later.
5. RE-CODE THE GARAGE DOOR OPENER & KEYPAD
The garage deserves the same attention as your front door. Previous owners may have shared remotes or keypad codes with other people, so reset both. Locate the owner’s manual and follow the manufacturer’s instructions for your particular system. If you’d like the convenience of an exterior keypad and don’t currently have one, one can be purchased here.
6. CHECK THE TEMPERATURE SETTING OF THE WATER HEATER
Take time to learn how your hot water heater operates and review guidance on how to set the water temperature safely. Check the current setting and make any appropriate adjustments based on manufacturer recommendations and your household’s needs.
We’ll also want to know when the unit was last serviced. If maintenance records aren’t available or service is overdue, a qualified professional familiar with the specific brand and model can help establish a dependable maintenance schedule.
7. COMPILE A HOME INVENTORY LIST
Creating a home inventory is one of those tasks you hope you’ll never need—but you’ll be grateful to have it if you do. A detailed record can be invaluable after a fire, hurricane, tornado, or other loss and may also help you determine the appropriate amount of personal property insurance coverage. You can use an inventory list with photographs, create a narrated video, or use a home inventory app. Consider starting a Homeowner Journal as well to keep warranties, improvements, and service appointments organized in one place.
8. READ THE HOME INSPECTION REPORT
Your inspection report doesn’t stop being useful after closing. Think of it as an ongoing reference for your home’s maintenance needs. Review the inspector’s recommendations again, identify anything that remains unresolved, and create an orderly plan for addressing repairs or replacements according to priority.
9. SCHEDULE A SERVICE CALL FOR THE HVAC SYSTEM
Your heating and cooling system plays an important role in both comfort and efficiency. Begin by adjusting the thermostat to your preferred settings and replacing the filters. Then consider having the entire HVAC system evaluated by a qualified contractor who works with your particular brand and model. Some companies offer maintenance plans with twice-yearly inspections and reduced service fees. Before choosing a contractor, review any warranty requirements, and make sure both the indoor and outdoor components of the system are checked.
10. FILE ALL CLOSING DOCUMENTS
Good organization now can make life much easier later. Keep important documents such as the property deed, deed of trust, promissory note, closing disclosure, purchase contract, seller disclosure, home warranty, inspection report, and relevant receipts together in a secure location. A safe deposit box or highly rated fireproof and waterproof box may work well. If you prefer electronic records, there are also many digital storage options available.
11. COMPILE A LIST OF TRUSTED CONTRACTORS
A reliable network of service professionals is an important homeowner resource. Build your list of plumbers, electricians, HVAC contractors, and other specialists before you urgently need one. Ask trusted neighbors for recommendations, research reputable providers, read “How to Choose the Best Contractor“, or ask me. I’m always happy to help connect you with reliable service providers and contractors.
12. GET A HOME WARRANTY
Unexpected repairs to major systems and appliances can be costly, which is why a home warranty may be worth considering. These service contracts may cover the repair or replacement of certain working components of the home, depending on the specific plan. We’ll want to look carefully at coverage, exclusions, service fees, and contract terms so you understand exactly what you’re purchasing. You can learn more in this article, and I can help you evaluate home warranty companies and choose an option that makes sense for you and your new home.
